A credit union is urging people in Gainsborough not to overspend this Christmas and be left with debts they can’t afford to pay off.
LincUp is advising people to plan ahead, not overspend, and decide to a budget and stick to it.
During the festive season this year the average consumer will spend £445, with 47 per cent of parents admitting to feeling pressured to spend more than they can afford.
The New Year is when reality hits home with 20 per cent of people still paying off our Christmas up to six months later.
To find out more about the help LincUp can offer or to join,call 01522 845100 or 01522 528886 or visit the website at www.lincscreditunion.org.uk